Funding Process
How Funding Works — A Simple 1-2-3 Process
Step 1 — Apply or Submit Your Deal
Complete our online form or email your project information directly to
[email protected].
We will review the deal structure, numbers, and strategy.
Step 2 — Receive Terms & Underwriting Review
Once your deal is reviewed:
1- You will receive estimated terms
2- Underwriting will request documents
3- A POF letter can be issued if needed
4- Appraisal/title are ordered once approved
We strive for transparency, speed, and integrity.
Step 3 — Close & Fund Your Project
Once the file clears underwriting, we schedule closing.
Funds are wired to the title company, and you begin your project with confidence.
We support you from start to finish, ensuring your investment moves forward with clarity and
purpose.
Lending Solutions We Provide: Private Capital Solutions-Built on Clarity and Strategy.
Whether you are a seasoned investor or just beginning your journey, we offer funding options
designed to help you scale quickly and responsibly.
Real Estate Solutions:
- Fix and Flip Loans
- Rental Loans
- Ground-up Construction Loans
- Bridge Loans
- Commercial Loans
- Joint Venture Funding Solutions
- Proof Of Funds
- Collateral DNA Reports
- Debt Stack Reports
Fix & Flip Loans
* Competitive rates
* Up to 75% ARV
* Fast approval & closings
DSCR Rental Loans
* Long-term rental financing
* No income verification
* Cash-flow based underwriting
Ground-Up Construction
* Residential or small commercial
* Flexible draws
* Builder-friendly terms
Loan Terms
1. Max Loan Amount: Just Bring Us Your Deal! No cap on the loan amount if the numbers make sense. Rest assured; we will help you get it done. Call us today for more details. Paulas 365 Capital has funding solutions from $50,000 up to the FHA Cap in the county where the investment property is located and can provide additional lending solutions based on the property you have under contract and type of loan needed.
2. Rates: Current rates start at 5.75% annualized interest with an origination fee from 0-5%, and no prepayment penalties. (Rates are based on credit score but credit score does NOT determine loan approval.)
3. Loan Term: 6 Months to 2 Years for a fix & flip. 30 Years for a buy & hold or refinance. One loan approved per applicant until proven track record
Please complete the form below, and we’ll get in touch with you within 24 business hours to provide a no-obligation term sheet.