Funding Process — “How Funding Works — A Simple 1-2-3 Process”
Step 1 — Apply or Submit Your Deal
Complete our online form or email your project information directly to
[email protected].
We will review the deal structure, numbers, and strategy.
Step 2 — Receive Terms & Underwriting Review
Once your deal is reviewed:
You will receive estimated terms
Underwriting will request documents
A POF letter can be issued if needed
Appraisal/title are ordered once approved
We strive for transparency, speed, and integrity.
Step 3 — Close & Fund Your Project
Once the file clears underwriting, we schedule closing.
Funds are wired to the title company, and you begin your project with confidence.
We support you from start to finish, ensuring your investment moves forward with clarity and
purpose.
Real Estate Funding Page
Real Estate Lending Solutions
Whether you are a seasoned investor or just beginning your journey, we offer funding options
designed to help you scale quickly and responsibly.
Real Estate Solutions We Provide:
- Private Money Lending
- Joint Venture Funding Solutions
- Commercial Loans
- Ground-up Construction Loans
- Bridge Loans
- Rental Loans
- Fix and Flip Loans
- Proof Of Funds
- Collateral DNA Reports
- Debt Stack Reports
- Leads in Your Market (leads off-market properties, ensuring a competitive edge by
avoiding saturation from other investors in your area)
Fix & Flip Loans
Competitive rates
Up to 75% ARV
Fast approval & closings
DSCR Rental Loans
Long-term rental financing
No income verification
Cash-flow based underwriting
Ground-Up Construction
Residential or small commercial
Flexible draws
Builder-friendly terms
100% Financing (JV Only)
Add this clearly:
“100% financing available ONLY through Joint Venture (JV) partnership.”
What is a JV Partnership?
“A Joint Venture (JV) is a partnership where both parties bring value to complete a real estate
project. You bring the deal and execution, and we bring the capital and support.”
Why JV With Paulas365 Capital?
Bad credit no problem
Lack of down payment
No experience needed (case-by-case)
We share the risk and reward
We help guide you through the process
You keep a portion of the profit without carrying the entire financial burden
Who Qualifies?
Ideal for:
New investors
Investors with great deals but limited liquidity
Experienced investors who want to scale faster
What Does Paulas365 Capital Provide in a JV?
100% purchase
100% rehab
Project oversight
Capital structure
Connections and resources as needed
Your Responsibilities:
Bringing a strong deal
Managing or overseeing renovations
Communicating updates
Operating with honesty and integrity
Structure:
Profit-sharing depends on deal size, scope, and responsibilities.
Terms are evaluated on a case-by-case basis.
Submit Your JV Deal:
Email your deal to [email protected] or complete the intake form.
Broker Partnerships:
“Paulas365 Capital welcomes brokers who wish to work with us for client financing
opportunities. We value long-term relationships built on transparency and mutual success.”
Types of Deals Paulas 365 Capital
Loan Terms
1. Max Loan Amount: Just Bring Us Your Deal! No cap on the loan amount if the numbers make sense. Rest assured; we will help you get it done. Call us today for more details. Paulas 365 Capital has funding solutions from $30,000 up to the FHA Cap in the county where the investment property is located and can provide additional lending solutions based on the property you have under contract and type of loan needed.
2. Rates: Current rates start at 7.5% annualized interest with an origination fee from 0-5%, and no prepayment penalties. (Rates are based on credit score but credit score does NOT determine loan approval.)
3. Loan Term: 6 Months to 2 Years for a fix & flip. 30 Years for a buy & hold or refinance. One loan approved per applicant until proven track record
Please complete the form below, and we’ll get in touch with you within 24 business hours to provide a no-obligation term sheet.